Whether you're hoping for something sparkly this Valentine's
day or you're planning to give a little bling, that gift is an investment
you'll want to protect.
"I was physically sick over this. I overturned
everything in the house that I could think of looking for them," said Megan
She finally found the rings in her closet.
"My four year old daughter had been in there playing
dress up. Swiped my rings, probably tried them on herself and she left them in
the toe of my shoe," said Wright.
Wright recently had her jewelry appraised, so she was prepared
had her rings been gone for good.
If an item is lost, damaged, or stolen, an appraisal
provides a detailed description of the piece.
"When you want to recreate the piece they'll be enough
detail: the stones, the metal, the weight, the quality of the stones, that
you'll get back exactly what you had. If you have a vague appraisal then it's
possible you'll end up with a ring, but it won't be the same quality or value
you had originally," said jeweler Greg Bires.
You'll also need an appraisal if you want your jewelry
"Having your jewelry appraised can make sure you have
it valued at the correct amount, especially with the fluctuation we've seen in
gold prices. The pricing and value of your jewelry can and does change overtime
so you want to be sure you've got it insured for the right amount. If it does
end up lost or stolen you get the right return," said Angie Hicks of Angie's
"Because of the volatility of gold, especially, it's
been very important that you have it checked every few years. Gold was three,
four hundred dollars an ounce four or five years ago, now it's twelve–hundred
dollars an ounce," said Bires.
Have your items appraised at least every three to four
Expect to pay anywhere from 25 to 65 dollars per item.
"It's very affordable and creates great piece of mind
in the event that your rings end up in the bottom of your shoe," said Wright.
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